Location: Thanet

Age(s): 70

Equity Released: £40,000 (£25,000 initial lump sum + £15,000 drawdown facility)

Mrs S wanted to upgrade her outdated kitchen but also liked the idea of having funds available later if needed. We arranged a drawdown lifetime mortgage, releasing £25,000 initially for renovations and leaving a further £15,000 available should she choose to access it in future — interest is only charged on what’s used.

Location: Kent to Surrey

Age(s): 72

Property Purchased: £375,000

Equity Released: £150,000

After selling her previous home, Mrs C used equity release as part of the funding for a new property closer to her daughter. We arranged a lifetime mortgage to top up her sale proceeds and make the dream of being closer to her daughter a reality.

Location: Broadstairs

Age(s): 66, 70

Property Purchased: £450,000

Equity Released: £12,000 initial lump sum + £112,000 cash facility

Mr and Mrs B had reached retirement in a secure position, with their state pensions covering the essentials. However, they found themselves unable to truly enjoy their retirement the way they had hoped. After careful consideration, they decided that an annual boost of around £12,000 would significantly improve their quality of life.

We helped them secure a lifetime mortgage with an initial £13,000 lump sum, along with a drawdown facility of £112,000. This structure gave them the flexibility to access additional funds each year, as and when needed—without paying interest on the full amount upfront.

By only drawing down what they need, when they need it, Mr and Mrs B now have the freedom to enjoy holidays, hobbies, and quality time—knowing they’re in control of their finances and their future.

Location: Margate, Kent

Age(s): 76, 68

Property Value: £390,000

Equity Released: £70,000

Mr & Mrs K from Margate wanted to gift their two adult children with property deposits, each received £35,000 to help them secure their first homes. We arranged a lifetime mortgage that allowed them to release a lump sum of £70,000 from their home without needing to make monthly repayments. This gave their children a vital step onto the property ladder and allowed Mr & Mrs K to enjoy the satisfaction of giving that support while they were still alive — rather than waiting to leave it as an inheritance.

Location: Birchington, Kent

Age(s): 65, 64

Property Value: £400,000

Equity Released: £25,000 lump sum + £45,000 drawdown facility

After decades of hard work and raising a family, Mr & Mrs T from Birchingon were ready to enjoy their retirement to the fullest. Their dream was to travel, but their pension income alone wasn't going to quite stretch far enough.

We arranged an equity release plan that allowed them to access £25,000 upfront, with an additional £45,000 available via a drawdown facility. This gave them the freedom to explore new destinations at their own pace—while keeping future funds accessible for later adventures if needed.