Remortgage Advice in Broadstairs, Kent – Expert Support to Save You Money

Looking to reduce your monthly payments, release equity, or fund home improvements? At Need Financial Planning, we provide trusted, independent remortgage advice in Broadstairs and across Kent. Our whole-of-market advisers take the stress out of remortgaging—offering clear, personalised guidance to help you make the most of your home.

Not sure which call you need? See 'Our Process' section below.

Why Remortgage with Need Financial Planning?

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Save Money With the Best Remortgage Deals

We search the entire mortgage market to find you the most competitive remortgage rates. Whether you want to switch to a better deal, consolidate debt, or release equity, we’ll help you get the most value out of your property.

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Simple, Hassle-Free

Process

No stress, no jargon—just expert support. We handle everything from paperwork to lender communication, so you can focus on what matters. You'll always know what’s happening at each step.

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Ongoing Advice for the Long Term

Our service doesn’t end once your remortgage is complete. We offer ongoing mortgage reviews to ensure you’re always on the most cost-effective deal as your life and the market change.

Our Process - What to Expect from Your Calls

What's the difference between an Intro Call and a Strategy Call?

The Intro Call is a short, informal chat designed for those who want to explore their options before diving into the full mortgage process. It’s a great way to ask initial questions, understand how we can help, and decide on the best next steps.

The Strategy Call is a more in-depth conversation where we take a closer look at your mortgage goals, financial situation, and eligibility. This call helps us outline potential options tailored to you, including indicative affordability and monthly payments.

If you're unsure which to choose, start with the Intro Call, and we can always book a Strategy Call when you're ready for more detail!

How will my call take place?

The format of your call depends on the type of appointment you’ve booked:

Intro Calls will take place either over the phone or via Microsoft Teams.

Strategy Calls are typically held via Microsoft Teams, but if you’d prefer to meet in person at our Broadstairs office, just reply to your confirmation email to let your adviser know.

What will the Strategy Call involve?

The Strategy Call is an in-depth consultation designed for those who are ready to explore specific figures and tailored recommendations. Prior to the call, you’ll complete a fact-find form providing key details, allowing your adviser to conduct initial research and prepare insights relevant to your situation.

During the call, you’ll have the opportunity to discuss your goals, review detailed calculations, and receive strategic guidance based on your circumstances. We will also cover relevant insurance products that go hand in hand with your mortgage goals. This session is ideal if you’re looking for a comprehensive discussion and well-informed next steps.  

If you’re still exploring options and would prefer a brief introductory chat, our Intro Call may be a better starting point.

Is there a fee for the calls?

No, there’s absolutely no cost for any of the mortgage calls. We believe in offering support and guidance upfront, so you can ask all the questions you need—completely obligation-free.

I’m not sure which call type to choose—what should I do?

That’s okay! If you’re unsure, just pick the one that feels closest to your situation. During the call, we’ll make sure we’re focusing on the goals that matter most to you. And if you need further guidance, feel free to reach out before booking.

How long will the call take?

The Intro Call is a quick, informal chat usually lasting around 15 minutes. It's designed to answer your initial questions, discuss your goals and help you decide on the best next steps.

The Strategy Call is a more detailed conversation and typically last around 45-60 minutes, although we block out 90 minutes to ensure we have plenty of time to explore your situation in depth, assess your mortgage options, answer all of your questions and outline the best way forward.

What happens after the call?

After the call, we’ll email you with a summary of what we discussed, along with any next steps. There’s no obligation to proceed, but if you’re ready, we’ll guide you through the process from start to finish.

I can’t make my scheduled appointment—can I reschedule?

Of course! Life happens. You’ll find a reschedule button in your confirmation email, so you can choose a new time that works better for you.

Will I need to provide any documents during the call?

While it’s not essential, providing documents like proof of income, your credit report, and recent bank statements before the call can be really helpful. It gives your adviser a chance to review your information and identify any potential hurdles ahead of time, so you can get the most out of your Strategy Call.

What our clients say about us ✪✪✪✪✪

We’re proud to help homeowners, buyers, and investors across Broadstairs, Kent and beyond with expert mortgage and financial advice. See what our happy clients have to say!

What our clients say about us ✪✪✪✪✪

We’re proud to help homeowners, buyers, and investors across Broadstairs, Kent and beyond with expert mortgage and financial advice. See what our happy clients have to say!


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IMPORTANT: With investments, your capital is at risk. Pensions and investments can go down in value as well as up, so you could get back less than you invest.

Need Financial Planning Ltd is registered in England and Wales no. 10901658. Registered office, 123 High Street, Broadstairs, Kent, CT10 1NQ. Authorised and regulated by the Financial Conduct Authority. Need Financial Planning Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 977136. If you wish to register a complaint, please write to [email protected] or telephone 01843 228800. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

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