A Financial Adviser

You Can Trust

At Need Financial Planning, we’ve built long-standing relationships with clients who trust us to manage their wealth—not just for today, but for generations to come. Many come to us through referrals, a reflection of the confidence they place in our expertise and integrity.

As independent wealth advisers, we’re not tied to banks or investment firms. That means every strategy we create is tailored to your goals, not external interests. Whether you're growing your wealth, planning for retirement, or securing your legacy, our advice is always unbiased, personalised, and designed around you.

Let's build a financial future that works for you.

James Brown, Independent Financial Adviser in Kent

"Excellent, informed guidance and advice.

The whole Need team provided us with not only

first class financial services but on-going personal, emotional support throughout a very difficult and trying time in our life."

What to Expect from your Financial Advice Journey

Complimentary Consultation

This meeting serves as the foundation of our partnership, allowing us to gain a detailed understanding of your situation and aspirations while also providing you with the space to ask questions and gather initial insights.

Identify your

Risk Profile

Next, we'll work together to assess your risk tolerance and investment preferences. By understanding your comfort level with risk, we can tailor our recommendations to align with your individual goals and financial objectives.

Prepare

& Analyse

We'll prepare a full analysis of your current financial situation. This comprehensive analysis will include a review of your assets, liabilities, income, and expenses, allowing us to develop a customised financial plan that meets your needs.

Recommendation

Based on our analysis, we'll provide you with personalised recommendations designed to help you achieve your financial goals.

Implementation

We'll handle all the necessary steps to ensure a seamless implementation process. From opening new investment accounts to adjusting existing portfolios, we'll take care of the details to bring your plan to life.

On-going Service

The financial markets are constantly evolving, which is why ongoing monitoring and periodic rebalancing of your investment portfolio are essential.

On-Going Service

Our ongoing service is designed to keep your goals at the forefront of your financial planning journey. Expect us to:

Investment Reviews:

Regularly scheduled reviews ensure that your investments are aligned with your objectives, adapting to any changes as necessary.

Comprehensive Portfolio Analysis:

We delve deep into the intricacies of your portfolio on a consistent basis, leveraging insightful analysis to optimise its performance and resilience.

Vigilant Monitoring and Rebalancing:

Rest assured, we keep a watchful eye on your portfolio's health, promptly rebalancing it as necessary to maintain alignment with your goals and risk tolerance.

Convenient 24/7 Valuation Access:

Stay connected with round-the-clock access to valuations.

Timely Updates on Relevant Developments:

We keep you informed about pertinent developments that may impact your financial strategy, ensuring transparency and peace of mind throughout your journey.

What our clients say about us ✪✪✪✪✪

We’re proud to help homeowners, buyers, and investors across Broadstairs, Kent and beyond with expert mortgage and financial advice. See what our happy clients have to say!

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IMPORTANT: With investments, your capital is at risk. Pensions and investments can go down in value as well as up, so you could get back less than you invest.

Need Financial Planning Ltd is registered in England and Wales no. 10901658. Registered office, 123 High Street, Broadstairs, Kent, CT10 1NQ. Authorised and regulated by the Financial Conduct Authority. Need Financial Planning Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 977136. If you wish to register a complaint, please write to [email protected] or telephone 01843 228800. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.