Our fees

Mortgage broker fees

The fees below apply to both residential and buy-to-let mortgages. All fees are non-refundable.

This fee covers advising on and submitting your mortgage application for a property purchase. It is payable in stages:

• £165 on application
• £165 on receipt of a mortgage offer
• £165 on completion of the mortgage

We may receive and retain commission paid by the lender when your mortgage completes. This will be confirmed by the lender in their disclosure document.

You may request to view the commission rates from each lender considered at the time we make our recommendation to you.

Protection fees

We do not charge a fee for protection advice or implementation. Instead, we receive commission from protection providers.

All commission details will be clearly disclosed to you within your policy illustrations.

Equity release fees

All equity release advice fees are non-refundable.

This fee is payable on completion of the equity release transaction and can be taken directly from the funds released.

There is no obligation to proceed following your initial consultation.

Pensions & investment fees

Below is our fee structure for pension and investment advice, including transfers and ongoing management services. All fees are non-refundable.

Initial advice fee

• 3% of fund value up to £100,000
• 2% of fund value between £100,001 – £300,000
• 1% of fund value between £300,001 – £500,000

* We have a minimum initial fee of £715 when setting up a new product, or £1,430 when advising on 1–3 products, or £2,145 when advising on 4+ products.

Ongoing service fee

We charge a percentage fee per annum based on the value of the investment. Ongoing service packages are discussed and agreed with you during the initial stages.