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Our Mortgage Blog: A collection of our very useful ramblings...

Helping you craft your next chapter with confidence and clarity.

How to build a Strong Credit Score

If you’re planning to apply for a mortgage in the near future, strengthening your credit file should be high on your list... ...more

First-time buyer

June 24, 2025•3 min read

What's the difference between a valuation and a survey?

If you’re buying a property, you might hear both terms – survey and valuation – thrown around during the process. While they might sound similar, they serve very different purposes, and understanding ... ...more

First-time buyer

January 20, 2025•2 min read

Things to avoid in the lead up to your mortgage application

Getting a mortgage is an exciting step, but it requires careful preparation to avoid unnecessary hurdles. While getting your paperwork ready is essential, equally important are the things you shouldn’... ...more

First-time buyer

January 13, 2025•2 min read

How much can I borrow?

When it comes to securing a mortgage, one of the first questions you’ll likely have is, "How much can I borrow?" Understanding the factors that affect your borrowing potential is key to ensuring that ... ...more

First-time buyer

November 21, 2024•5 min read

Can a mortgage offer be withdrawn?

Getting a mortgage offer is a big step on your property journey, but it’s important to know that it isn’t a guarantee. There are still things that could go wrong before you get the keys, and understan... ...more

First-time buyer

November 21, 2024•3 min read

How Long Does a Mortgage in Principle Last?

A mortgage agreement in principle usually lasts between 60 and 90 days, depending on the lender. Here's how it works and what to watch out for... ...more

First-time buyer

November 21, 2024•4 min read

A collection of our very useful ramblings...

Helping you craft your next chapter with confidence and clarity.

How to build a Strong Credit Score

If you’re planning to apply for a mortgage in the near future, strengthening your credit file should be high on your list... ...more

First-time buyer

June 24, 2025•3 min read

What's the difference between a valuation and a survey?

First-time buyer

January 20, 2025•2 min read

Things to avoid in the lead up to your mortgage application

First-time buyer

January 13, 2025•2 min read

How much can I borrow?

First-time buyer

November 21, 2024•5 min read

Can a mortgage offer be withdrawn?

First-time buyer

November 21, 2024•3 min read

How Long Does a Mortgage in Principle Last?

A mortgage agreement in principle usually lasts between 60 and 90 days, depending on the lender. Here's how it works and what to watch out for... ...more

First-time buyer

November 21, 2024•4 min read

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IMPORTANT: With investments, your capital is at risk. Pensions and investments can go down in value as well as up, so you could get back less than you invest.

Need Financial Planning Ltd is registered in England and Wales no. 10901658. Registered office, 123 High Street, Broadstairs, Kent, CT10 1NQ. Authorised and regulated by the Financial Conduct Authority. Need Financial Planning Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 977136. If you wish to register a complaint, please write to [email protected] or telephone 01843 228800. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.