Equity Release Calculator – See How Much Cash You Could Unlock from Your Home
Wondering how much money you could release from your home? Our free equity release calculator gives you an instant estimate based on your age, property value, and a few simple details—no personal info required. Get a quick idea of what’s possible, and take the first step with confidence.
Not sure of your home's value?
No problem! An estimate is fine, but if you're really unsure then 'Zoopla' offers property value estimations. You can find them at zoopla.co.uk
Independent Equity Release Advice
Our providers include:
How Our Equity Release Calculator Works
Our equity release calculator uses just a few key details—your age and property value—to estimate how much tax-free cash you could unlock from your home. It’s fast, anonymous, and based on standard lending criteria from leading providers.
You don’t need to provide your contact information to see your estimate, and there’s no obligation to go further.
What Factors Affect How Much You Can Release?
The amount you can release depends on a few main factors:
Your age: The older you are, the more you can typically release.
Your property value: Higher property values often mean larger release amounts.
Property type: Most lenders prefer standard construction, freehold homes.
Health conditions: Some plans offer enhanced terms based on your health.
Every situation is unique—our calculator gives you a great starting point.
Is Equity Release Right for You?
Equity release can be a flexible way to boost your finances in later life, whether it’s to:
⁃ Pay off existing debts or your mortgage
⁃ Fund home improvements
⁃ Help family members with a financial gift
⁃ Supplement retirement income
However, it’s not right for everyone. Releasing equity reduces the value of your estate and may affect your entitlement to means-tested benefits. That’s why professional advice is essential.
Keen to Learn More about Equity Release?
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IMPORTANT: With investments, your capital is at risk. Pensions and investments can go down in value as well as up, so you could get back less than you invest.
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