Tools

These calculators are quick to use, easy to understand, and designed to give you answers that matter. They're ideal for anyone looking to take control of their mortgage journey with clarity and confidence.

Stamp Duty Calculator

Quickly calculate how much Stamp Duty you’ll need to pay when purchasing property. Whether you’re a first-time buyer, moving home or thinking of purchasing an investment property, get clear answers.

Stamp Duty Calculator >>

Repayment Calculator

Use this tool to work out your monthly mortgage repayments based on your loan amount, term and interest rate. See the total cost over the life of your mortgage and how much interest you’ll pay.

Repayment Calculator >>

Overpayment Calculator

Find out how making regular overpayments can reduce your mortgage term and save you thousands in interest. A great tool if you're looking to pay off your mortgage faster.

Overpayment Calculator >>

Helping Mortgage Clients in Broadstairs, Thanet & Beyond

We’re proud to support homebuyers, movers, and landlords across Kent—from Broadstairs, Margate and Ramsgate to Canterbury, Herne Bay and further afield. Wherever you are in your property journey, we’re here to help.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IMPORTANT: With investments, your capital is at risk. Pensions and investments can go down in value as well as up, so you could get back less than you invest.

Need Financial Planning Ltd is registered in England and Wales no. 10901658. Registered office, 123 High Street, Broadstairs, Kent, CT10 1NQ. Authorised and regulated by the Financial Conduct Authority. Need Financial Planning Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 977136. If you wish to register a complaint, please write to [email protected] or telephone 01843 228800. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.