Tools & Calculators

Stamp Duty Calculator

Use this calculator to estimate how much Stamp Duty Land Tax (SDLT) you may need to pay on a property purchase. It compares first-time buyer relief, standard home mover rates and second home / buy-to-let rates, so you can see the difference at a glance.

Stamp Duty Calculator

Property Price (£):

Your Stamp Duty Estimates

Enter a property price and click Calculate.

How First-Time Buyer Relief Works

First-time buyer relief helps reduce Stamp Duty on your first home, subject to eligibility.

You must be buying your first-ever property.
No Stamp Duty on the first £300,000.
5% charged between £300,001 and £500,000.
If the price exceeds £500,000, relief does not apply.
The calculator automatically checks this for you.

Stamp Duty FAQs

What is Stamp Duty Land Tax (SDLT)?

Stamp Duty Land Tax (SDLT) is a tax paid when purchasing property or land in England or Northern Ireland. The amount depends on the property price and whether you are a first-time buyer, home mover, or buying an additional property.

When do I pay stamp duty?

Stamp duty must be paid within 14 days of your property purchase completing. Your solicitor usually submits the return and handles payment for you.

Can I reduce the stamp duty I pay?

First-time buyer relief can reduce or eliminate stamp duty for eligible buyers purchasing for £500,000 or less. Aside from that, exemptions are limited and depend on the property type. Your solicitor can advise if any special circumstances apply.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IMPORTANT: With investments, your capital is at risk. Pensions and investments can go down in value as well as up, so you could get back less than you invest.

Need Financial Planning Ltd is registered in England and Wales no. 10901658. Registered office, 123 High Street, Broadstairs, Kent, CT10 1NQ. Authorised and regulated by the Financial Conduct Authority. Need Financial Planning Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 977136. If you wish to register a complaint, please write to [email protected] or telephone 01843 228800. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

Stamp Duty Calculator