How to build a Strong Credit Score
If you’re planning to apply for a mortgage in the near future, strengthening your credit file should be high on your list...
What's the difference between a valuation and a survey?
If you’re buying a property, you might hear both terms – survey and valuation – thrown around during the process. While they might sound similar, they serve very different purposes, and understanding the distinction can save you from surprises further down the line.
Things to avoid in the lead up to your mortgage application
Getting a mortgage is an exciting step, but it requires careful preparation to avoid unnecessary hurdles. While getting your paperwork ready is essential, equally important are the things you shouldn’t do before submitting your application.
How much can I borrow?
When it comes to securing a mortgage, one of the first questions you’ll likely have is, "How much can I borrow?" Understanding the factors that affect your borrowing potential is key to ensuring that you’re making a well-informed decision when it comes to your property purchase.