UK First-time buyers don’t pay stamp duty on properties costing up to £300,000, you’ll only pay stamp duty on the portion above £300,000. If the property costs more than £500,000, you’ll pay the standard stamp duty rates.
Improve your chances of mortgage success and get yourself mortgage-ready with our ultimate application checklist.
A mortgage agreement in principle usually lasts between 60 and 90 days, depending on the lender. Here's how it works and what to watch out for...
When it comes to securing a mortgage, one of the first questions you’ll likely have is, "How much can I borrow?" Understanding the factors that affect your borrowing potential is key to ensuring that you’re making a well-informed decision when it comes to your property purchase.